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Disobey Amber Light - Amber Fail to Stop

Many Ontario drivers do not know they cannot proceed through a traffic intersection on an amber light. This confusion can lead to a conviction and demerit points against a driver's license.

The Law in Ontario:

HTA s. 144(15)

Every driver approaching a traffic control signal showing a circular amber indication and facing the indication shall stop his or her vehicle if he or she can do so safely, otherwise he or she may proceed with caution.

The Penalty in Ontario:
• 3 demerit points
• 3 year conviction
• Fine $150

No Insurance

Here's what you need to know:

Drive Motor Vehicle - No Insurance

There are several offences that can be associated with not having Car Insurance in Ontario:
1. Operate Motor Vehicle without Insurance
2. Cause Motor Vehicle to Be Operated without Insurance
3. Permit Motor Vehicle to Be Operated without Insurance
4. HTA Fail to Surrender Motor Vehicle Insurance

Drive Motor Vehicle-No Insurance & the Law

Compulsory Automobile Insurance Act(R.S.O 1990, c.C.25)
2(1) Subject to the regulations, no owner or lessee of a motor vehicle shall,
(a) operate the motor vehicle
(b) cause or permit the motor vehicle to be operated, on a highway unless the motor vehicle is insured under a contract of automobile insurance. 1994, c. 11,s. 383;1996, c.21, s.50(3).

The No Insurance Penalty in Ontario

Operate Motor Vehicle without Insurance
No Set Fine

Cause Motor Vehicle to Be Operated without Insurance
No Set Fine

Permit Motor Vehicle to Be Operated without Insurance
No Set Fine

H.T.A Fail to Surrender Motor Vehicle Insurance
$55 + government victim surcharge